Everyone feels safest at home, which is why it’s a prized possession in our lives. Most of us desire to own a home, and once we do, we experience a sense of pride that makes it easier to forget all the hardships involved.
But even though we know how sweet home is, we frequently forget to cover it by purchasing a Home Emergency Cover.
People don’t purchase home emergency cover because they believe it to be an additional expenditure. However, some believe that doing so would require them to go through the same laborious processes as applying for a home loan. We’re not just referring to those who can afford insurance and own a home. Even tenants are permitted to buy one. Even in this day and age, few people take it seriously, but some businesses provide online home emergency cover. With a few clicks, you can protect your home from any damage. Home emergency cover is necessary to safeguard your house and family.
What is a Home Emergency Cover?
House emergency cover is a sort of insurance that, as the name implies, covers unforeseen, sudden events that occur there and necessitates quick action to stop additional damage or restore your home to a habitable condition. For instance, if you unintentionally lock yourself out of the house on a Sunday night or if your heating system breaks down abruptly in the middle of winter.
Smart Covers offers home emergency cover plans that include round-the-clock, seven days a week emergency support.
Home Emergencies We Cover –
Boiler Service
The boiler, which provides warmth and hot water throughout the year, is most likely the most crucial piece of equipment in your house, but it may also be the most ignored. To ensure your boiler is secure and performing at its best, boiler service and operational safety checks are crucial.
A safety inspection will make sure the boiler is running well and safeguard the home from the risk of carbon monoxide poisoning. Additionally, it will enable you to reduce your heating expenses. To be clear, neither insurance nor a financial instrument subject to regulation is the Boiler Service.
On a day when you mutually agree, we will arrange for a Gas Safe Registered Engineer to do a service and operational safety inspection.
Advantages of Our Coverage
- Boiler examination
- Checked for seals
- Flue gas evaluation
- Checking the gas pressure
- Verified all controls
- Inspects for leaks and corrosion
Boiler Breakdown
A boiler is a crucial component of every house. Smart Cover’s boiler breakdown insurance coverage may save money, time, and effort. No need to pay for any necessary emergency repairs.
What is covered by Smart Cover?
- Boiler Failure
- Boiler & controls for gas
- Supply of gas pipe
What Do We Not Cover?
- General service and maintenance
- Existing flaws or damages
- Damage resulting from unforeseeable incidents
- Appliances not using gas
- Removing sludge or scale from hard water
Central Heating
Our central heating breakdown cover covers your central heating system’s emergency repairs. No need to pay for any necessary emergency repairs.
What is Covered?
- Plumbing, drainage, electricity, security, boiler, and central heating emergencies are covered.
- Benefits Vary According To Cover Levels; Please See The Chart Above For A Comparison.
What Isn’t Covered?
- Work on general maintenance.
- Every occurrence is not an emergency.
- Any leak that does not result in property damage.
- A central heating boiler needed maintenance during the previous 12 months but hadn’t been done.
Burst Pipe
Our plumbing and drainage insurance helps with the possible repair expenses associated with plumbing and drainage problems. The last thing you want is to pay cash for an expensive repair when you have an emergency, like a burst pipe or a blocked drain. Necessary emergency repairs are covered.
What do we Cover?
- Plumbing emergency inside
- Urgent internal drainage system
- Blockage, collapse, or leak in the external water supply pipe
- Guide how to secure your house and yourself.
- Preventing a disaster from causing more loss or harm to your house
What is Not Covered?
- Routine maintenance
- Existing harm or flaws
- Damage resulting from unforeseeable incidents
- Damage from outside the property was the source
- Removing sludge or scale from hard water
Electrical Breakdown
Electrical insurance coverage will keep your property operating if an electrical failure occurs. You can get through this circumstance with the aid of our home emergency cover policy.
What is included?
- Plumbing, drainage, electricity, security, boiler, and central heating emergencies are covered.
- Benefits Vary According To Cover Levels; Please See The Chart Above For A Comparison.
What Isn’t Included?
- Work on general maintenance.
- Every occurrence is not an emergency.
- Any leak that does not result in property damage.
- A central heating boiler needed maintenance during the previous 12 months but hadn’t been done.
External Locks and Lost Keys
Establish an emergency exit in case you lock yourself out of your home and board up any damaged windows or doors. Repairing exterior door locks and replacing lost keys are covered under our coverage. With our key insurance, you can avoid the inconvenience and concern of losing your keys. For lost or stolen keys as well as locksmith fees, our Home Emergency coverage has you covered.
Doors and Windows
Establish emergency access if you lock yourself out of your home and board up damaged doors and windows. Replacing missing keys and fixing outside door locks. Pay for any necessary repairs.
Infestation of Pests
Our coverage covers wasp and hornet nests, field or house mice, black or brown rats, and animal infestations brought on by these pests. In addition, we provide urgent aid with insect eradication.
We will match prices up to 14 days after your purchase date if you can find the same insurance level at a lower price somewhere else. Just let us know the insurance company, the amount of coverage, and the cost. We will reimburse the difference after verification. Please send the information by email to enquiries@ smart-cover.co.uk at the following address.